XRP LEDGER APEX 2025JUNE 10-12
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## XRP

# The digital asset for real-world utility

$2.8B+

Transactions processed representing over $1T in value moved between counterparties

5M+

XRP wallets around the world

Ripple’s solutions leverage XRP Ledger technology and its native digital asset, XRP.

### XRP enables businesses and financial institutions to drive their blockchain-based applications at scale:

### Proven Technology

Supports large-scale applications and long term projects, with 2.8B+ transactions processed representing over $1T in value moved between counterparties since 2012.

### Regulatory Clarity

XRP is one of the only cryptocurrencies determined not to be a security in the United States and with a foundation of regulatory clarity in several other countries.

### High Performance

Offers lightning-fast, cost-effective transactions that settle every 3-5 seconds at fractions of a cent per transaction.

### The differences between XRP Ledger, XRP, and Ripple

#### XRP Ledger (XRPL)

Layer-1 Blockchain

XRP Ledger is a decentralized, layer-1 blockchain with reliability and stability proven for over a decade. It is trusted by businesses and builders globally for the efficient tokenization and exchange of crypto-native and real-world assets.

#### XRP

Native Token to XRPL

XRP is the native token of the XRP Ledger (XRPL), similar to ETH for the Ethereum blockchain or BTC for Bitcoin.
XRP facilitates transactions on the network, protects the ledger from spam, and bridges currencies in the XRP Ledger’s native decentralized exchange (DEX).

#### Ripple

Enterprise Blockchain Solutions Company

Ripple is a technology company whose solutions use XRPL, XRP, RLUSD, and other digital assets. Ripple is also a holder of XRP and one of many developers building on and contributing to the XRP Ledger.

### More about Ripple

### Cross-Border Payments

By using XRP for cross border payments, financial institutions can bridge currencies and ensure payments are sent and received in local currency on either side of a transaction in as little as 3 seconds.

### Digital Asset Custody

Ripple Custody is the industry standard for institutional-grade digital asset infrastructure. With support for XRPL, XRP and other blockchains and tokens, financial institutions can tap into new markets and access the entire digital asset ecosystem

### Holder of XRP

The majority of Ripple’s XRP supply is held in escrow. The company also publishes quarterly sales and escrow market activity reports for the global XRP community.

#### XRP Resources

##### Explorers

- XPMarket
- XRP Scan

##### Analyst & Markets Reports

- Messari Q1 2024
- Q2 2024 XRP Markets Report

##### Docs & Education

- XRPL Docs
- XRPL Learning Portal

## Facts about XRP

- In 2012 David Schwartz, Jed McCaleb, and Arthur Britto launched the XRP Ledger, with its native currency XRP. In September that year, along with Chris Larsen, they founded the company that is today known as Ripple.
  The XRPL architects gifted 80 billion XRP to Ripple so that the company could build use cases around the digital asset.

- Ripple placed 55 billion XRP into a cryptographically-secured escrow account. By securing this XRP, people can mathematically verify the maximum supply of Ripple’s XRP that can enter the market.
  TOTAL XRP HELD BY RIPPLE 4,688,101,793
  TOTAL XRP DISTRIBUTED 55,999,283,950*
  TOTAL XRP PLACED IN ESCROW 39,300,000,005
  * As of July 21, 2024.

- As an active member of the XRP community, Ripple believes in information transparency. To learn more about quarterly sales and escrow activity, read the latest XRP markets report.

- Unlike proof-of-work or proof-of-stake blockchains, the XRPL uses a consensus protocol, in which servers called validators come to an agreement on the order and outcome of XRPL transactions every 3-5 seconds.
  XRPL’s diverse list of validators helps ensure its long-term health and consensus among different market participants to secure the XRPL. Learn more about how it works at XRPL.org.

- If you’re looking to get started building on the XRP Ledger, check out XRPL.org, where you’ll find comprehensive documentation, training, and support for developing on the XRPL.